Costs of Laser Eye Surgery - Orange County

If you have vision problems and are used to having to wear glasses or contact lenses all the time, you've probably heard of the newer techniques used in laser eye surgery. Laser Eye surgery can be used to fix most vision problems, including Myopia (near sightedness) and is a great alternative to having to wear eye glasses or having to wear contacts for the rest of your life. A lot of thought goes into whether or not you qualify for laser eye surgery, including what the costs are. This is a look at the laser eye surgery cost in Orange County.

Orange County has many good, qualified eye institutes you can visit for laser eye surgery.
For laser eye surgery in Orange County, you are probably going to look at a cost of anywhere from $2000 to $2500 per eye. This is for surgery from a respectable, reputable eye institute. You will first need to call in to get a consultation, due to the fact that every laser eye surgery is very different. Beware of those ads you see where they promise you laser eye surgery for $200. This is not a procedure that you want to get poor quality and service in and if you choose to go to one of the places that offers this "deal", you are going to more than likely regret it because of the poor quality of work.

The cost for LASIK eye surgery in Orange County also depends on a few different situations. Some eye doctors may want to try new treatments when they do your procedure so that may cost extra. There may also be additional costs that come after due to the fact that more treatment may be needed after the laser eye surgery. Also the over-all health of your eyes comes into play. Some people have corneal thickness for example. This will all be discussed during your consultation that your eye doctor provides.

While it may seem like laser eye surgery costs a bit, don't let the price tag discourage you. Many eye institutes offer several forms of financing. If you choose an eye institute that has been in business for several years, and has a good reputation, there are probably going to be more finance options available to you. Getting this financing will enable you to get your laser eye surgery done quickly without having to wait. Most laser eye institutes offer financing for ALL credit situations, so don't let this discourage you if you have less than perfect credit. Some lasik centers finance their patients themselves, which is great to deal with because you don't have to worry about your credit score or have to worry about dealing with banks who might be hesitant to lend money out right now in this economy.

Another finance option is CareCredit offered by GE Money Bank. This is an easy plan that allows patients to immediately get the laser eye surgery done, while making low monthly payments. They even offer no interest payment plans if the balance is paid within a certain time frame. They also offer a three, six, twelve, eighteen and twenty four month plan to pay off your balance.
They also offer an extended payment plan for 36, 48 and 60 months. With CareCredit, you have no up-front costs and penalties if you pay the balance before it's due. Another perk is if you need another procedure to be done you don't have to reapply for the loan.

Another option is the Chase Health Advance. This plan offers patients easy and instant approval with low monthly payments from three to twenty four months with no interest or extended plans up to 48 months. Other great things about it, is that there is no application fee, no down payment and no pre-payment penalties. They also strive to give you an excellent customer care experience with a revolving line of credit in case you need any other procedures done. Another wonderful thing about this plan is it can be used for other health problems such as dental or cosmetic procedures.

If you're a patient that likes to pay in full, most eye institutes accept most major credit cards, checks, and of course cash. If you're choosing to pay for your laser eye surgery in full up-front, check and see if they offer a special deal just for those patients who choose to pay in cash. Payment options and special offers should be covered when you get your consultation.

Another way to pay for your laser eye surgery is to use your flexible spending account. A flexible spending account is a way to set aside money out of your paychecks for any medical expenses you might have during the year. What happens with this is, you set up a schedule of payments to be taken out of your paycheck. The great thing about a flexible spending account is that it's Federal, State, and Social Security Tax free. When you come in for your consultation, find out exactly how much will need to get to determine if you have enough in your flexible spending account to cover the laser eye surgery and then talk to your resource department at your employer to see what you will need to do to get this money in time for the procedure.
Lastly, though most employers see laser eye surgery as a cosmetic procedure, you can check to see if your insurance will cover some of the costs associated with laser eye surgery.